Well, off on a new adventure or at least looking into the possibility of one. So Tuesday I was in a pretty blah mood and just anti-everything. I think we all have those days. Maybe I shouldn't put them into words, but I do. It works for me.
Right now I am reading The Cheapskate Next Door by Jeff Yeager. I know I am weird and that I like reading these finance books! Someday I will tell my full story and when it is said and done, let's just say that you will be amazed at where I was and where I stand today. Who knows, maybe I can start counseling others on how to get out of debt! Anyway - it is really good book and if you can read self-help books, I suggest looking into it.
As you probably recall, I am in the process of blasting debt out of my life. I see a zero balance with one of my credit cards in the next month. Today I made another payment on it and all that remains is $50. So far this year I have paid off 10% of my debt. To me, doing this solo, that number is huge. I of course I have to thank my WIRR friends (Click Here to learn more) for keeping me motivated and encouraged.
As I was discussing with mama last night, between Lowe's and NFP, I have enough money to live, pay my bills and blast my debt. However, when it comes to extra things I want to do, it requires serious penny pinching to do it with cash and I think that is the part that makes me feel strapped right now. For example, I know that I probably need at least $350 to have the ceiling fans installed in my house. NODIY guy said that he would do it for $50 a fan (5 fans) and then whatever parts he would need. Needless to say - I have to scrimp and save to get that. I also need new tires on my car if I am going to come back to Nebraska at Christmas. Again, scrimping and saving to get it done. It stinks. Of course, it probably feels even more difficult just because my electricity and water bills are higher right now thank you to Mother Nature. I know I should feel blessed that the electricity is only running about $150 considering it has been over 100 degrees every day, but it is hard.
So, with that said, yesterday I posted an ad on Craigslist to get a roommate. Not something that I HAVE to do or really want to do. However, it will definitely help me feel more relaxed on things and help cover some of those other things I want to get done as well as help blast the debt even faster!! So my friends at WIRR are giving me great advise on background checks, leases, etc so I am pretty positive that things will work out okay and no one needs to worry. Plus, as I told momma, I don't HAVE to have the extra money so I can take as long as I would like to find the perfect roommate!
Have a great weekend y'all!
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